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| [January 04, 2013] |
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Research and Markets: Creditor Metrics: Consumer Approaches to Payment Protection Insurance in Poland
DUBLIN --(Business Wire)--
Research and Markets (http://www.researchandmarkets.com/research/z2lk9m/creditor_metrics)
has announced the addition of the "Creditor
Metrics: Consumer Approaches to Payment Protection Insurance in Poland"
report to their offering.
Based on a survey of over 1,000 consumers, Creditor Metrics: Consumer
Approaches to Payment Protection Insurance in Poland offers detailed and
unique insights into the behaviour of consumers in the context of
payment protection insurance.
Comprising both an analytical report and a convenient data annexe in
Excel format, the research covers four types of creditor policy:
insurance cross-sold in conjunction with mortgages; policies cross-sold
with consumer finance and personal loans; cover linked to credit cards;
and bill payment protection insurance. It measures take-up rates against
the relevant audience (i.e. those with the underlying lending products
in the first three cases and all respondents in the fourth) and also
shows the distribution channels and interfaces used by respondents in
Poland to take out creditor policies. Distribution channels vary by type
of creditor insurance but can include the bank or other institution
making the underlying loan plus a variety of other options; distribution
interfaces include face-to-face, online, inbound telephone, outbound
telephone and postal sales. Finally, the report analyses claims
frequency across all types of creditor insurance in Poland combined
broken out by reason for claim.
Key features
- unique analyses showing penetration rates across eligible respondents
for creditor insurance in Poland, and how these percentages vary
according to the profile of the respondent;
- data describing the percentage of insured respondents who believe that
they hold cover for each of the six main risks, namely death, permanent
disability, critical illness, temporary incapacity, unemployment and
carer time;
- robust statistics illustrating the ways in which payment protection
insurance policies are acquired in Poland, including sales by the banks
and other institutions making the underlying loans plus alternative
channels such as direct sales by insurance companies and sales by
financial advisers;
- reliable information concerning the importance of online and offline
sales for this type of cover, including a unique split of online sales
by type of device used (i.e. regular desktop or laptop computers,
tablets or mobile phones);
- valuable insights into claims frequency for creditor insurance in
Poland, segmented by reason for making the claim.
For more information visit http://www.researchandmarkets.com/research/z2lk9m/creditor_metrics
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